We are a full-service insurance agency offering a wide range of personal and commercial insurance products, including:

• Motor Insurance: Comprehensive, Third Party, and Third Party Fire & Theft policies.
• Medical Insurance: Both individual and corporate plans.
• Home & Property Insurance: Domestic package policies for homeowners and tenants.
• Business Insurance: Covers general liability, professional indemnity, commercial vehicle, and workers' compensation (WIBA).
• Other: travel insurance, and more.

We are an **independent** insurance agent. This means we work with a wide panel of top-rated insurance companies in Kenya, regulated by the **Insurance Regulatory Authority (IRA)**. This allows us to find the best coverage and price to fit your specific needs, rather than being limited to just one company's products.

Getting a quote is easy! You can:

• Call us at [Your Phone Number]
• Fill out our online quote request form on our website.
• Visit our office at [Your Office Address].

No, all quotes and consultations are completely free and come with no obligation.

Determining the right amount of coverage can be complex. Our experienced agents will work with you to assess your unique risks and needs. We'll ask detailed questions about your assets and lifestyle to recommend a policy that provides adequate protection without unnecessary costs.

An **excess** is the amount of money you must pay out-of-pocket before your insurance coverage begins to pay for a covered loss. For example, if you have a KSh 5,000 excess on your motor insurance and you file a claim for KSh 20,000 in damage, you would pay the first KSh 5,000, and your insurance company would pay the remaining KSh 15,000.

A **premium** is the regular payment you make to your insurance company to keep your policy active. Premiums can be paid monthly, quarterly, semi-annually, or annually.

An **insurance cover note** is a temporary proof of insurance. It's often issued immediately after you purchase a policy and provides coverage for a limited time until the formal policy documents are issued by your insurer.

If you need to file a claim, you should contact your insurance company directly. We will provide you with the claim filing number and can assist you throughout the process to ensure a smooth experience.

We can advise on the best payment method for your policy. Most insurance companies in Kenya offer various options, including bank transfers, M-Pesa, or direct payments at their offices. We'll guide you to the correct payment channel for your specific policy.

To update your policy (e.g., change your address, add a new vehicle, etc.), please contact our office directly. We will work with your insurer to ensure all your information is accurate and your coverage meets your current needs.

Our independence, expertise, and commitment to personalized service set us apart. We are not bound to a single company, allowing us to put your interests first. Our agents take the time to understand your unique situation and find a policy that truly protects you, your family, or your business.

You can reach us by:

• Phone: [Your Phone Number]
• Email: [Your Email Address]
• Address: [Your Office Address]
• Hours of Operation: [Your Business Hours]